要人・著名人の声

NEW: China sets a 2030 target for completing a national blockchain network, with its 15th Five-Year Plan calling for blockchain deployment across trade, finance, manufacturing and agriculture, while the country maintains its ban on crypto. https://x.com/CoinDesk/status/2113673052034633832/photo/1

UPDATE: @Tether freezes $2.2M in $USDT linked to the $16M @CoinDCX outflow as onchain investigator @ZachXBT disputes the exchange’s account, alleging compromised deposit addresses were still active as recently as May 2026 and urging users to withdraw funds. https://x.com/CoinDesk/status/2113650402331922674/photo/1

JUST IN: Bank Negara Malaysia and the Bank of Thailand join Singapore’s BLOOM initiative, expanding the cross-border digital money framework to three central banks as they develop common standards for acceptance, settlement and interoperability. https://x.com/CoinDesk/status/2113585530730316101/photo/1

NEW: @Chainlink partners with LG CNS, the IT arm of South Korea’s LG Group, to build digital asset infrastructure for Korea’s $68B crypto market, focusing on Korean won stablecoins and tokenized securities. https://x.com/CoinDesk/status/2113574179836744120/photo/1

LATEST: @HSBC launches RedCoin for 3.3 million PayMe users in Hong Kong, a HKD-backed stablecoin for everyday payments, with plans to expand into tokenized money market fund investments and corporate use cases. https://x.com/CoinDesk/status/2113566481707585920/photo/1

LATEST: The Blockchain Association urges Congress to overhaul crypto tax rules, calling for stablecoin cash treatment, staking rewards taxed only at sale, de minimis exemptions for small transactions and limits on broker reporting to custodial intermediaries only. https://x.com/CoinDesk/status/2113325762962948538/photo/1

JUST IN: @SoFi launches SoFi Earn, billed as the first tokenized deposit from a U.S. national bank available directly to retail customers, earning 4.40% APY with FDIC insurance and convertible 1:1 into SoFiUSD for crypto purchases or blockchain transfers. https://x.com/CoinDesk/status/2113314444726169880/photo/1

JUST IN: @Arf_one partners with @Ripple to bring $RLUSD powered settlement liquidity to the XRP Ledger, giving licensed cross-border payment companies access to short-duration working capital backed by Arf’s $10B annual settlement volume. https://x.com/CoinDesk/status/2113263574227566779/photo/1

@crediblefin operates in that open frontier.

It fronts settlement from an onchain pool, paying merchants in $USDC or $USDT while local rails clear over 1 to 7 days.

Volume rose from $23M in January to ~$191M in September, roughly $2.3B annualised, at a ~20bps take. https://x.com/CoinDesk/status/2113254140830699783/photo/1

Once moving money is nearly free, the margin shifts off the rail and onto the layers around it: holding the float, clearing, and pricing risk.

Those layers split payments in two. Incumbents are consolidating the low-risk core.

The harder, higher-risk flows are left open. https://x.com/CoinDesk/status/2113254137588859309/photo/1

RESEARCH: Stablecoins settled roughly $35T onchain in 2025, more than @Visa and @Mastercard combined.

Only about $390B of it was a real payment.

A new CoinDesk Research report maps where the value actually went, and why @crediblefin is building for the gap in between. https://x.com/CoinDesk/status/2113254133968859639/photo/1

INSIGHT: The OCC’s final GENIUS Act rule drops its proposed presumption against third-party stablecoin rewards, with banks calling it a threat to deposits and crypto calling it a win, as the regulator says it will handle cases individually with no clear rules yet. https://x.com/CoinDesk/status/2113220337269616719/photo/1

LATEST: The UK’s FCA publishes two consultations on DeFi regulation and crypto perimeter guidance, clarifying which activities require FCA authorization ahead of the full regime launching October 2027 with responses due November 18. https://x.com/CoinDesk/status/2112967150981796072/photo/1

Supply of assets is not the constraint as private credit alone runs to roughly $2 trillion, before the far larger Treasury, money-market, and investment-grade universes the reserve also uses.

Even the bull case is well under 1% of private credit. Stablecoin adoption is the

RESEARCH: The addressable market for diversified real-world-yield stablecoins, the segment @realfi_co is building $USDrf in, sits at roughly $654M today.

Its size is a function of three variables: total stablecoin supply, the productive share of that supply, and the diversified https://x.com/CoinDesk/status/2112910433958945256/photo/1

NEW: Tether has invested in Bolivian fintech Peso to expand USDT payments across Latin America.

The funding will support everyday stablecoin payments and banking integration in Bolivia, Brazil, Colombia and Argentina. https://x.com/CoinDesk/status/2112902758676455910/photo/1

JUST IN: The OCC issues the first final rule under the GENIUS Act requiring crypto exchanges to seek approval for existing stablecoin rewards programs, with no safe harbors, as the regulator warns it “will not presume” programs that predated the law comply with it. https://x.com/CoinDesk/status/2112885128137523281/photo/1

JUST IN: @Ripple launches 24/7 institutional stock trading via Ripple Prime, accepting $RLUSD as collateral. https://x.com/CoinDesk/status/2112830265827463243/photo/1

JPMorgan predicts bitcoin will outperform stocks, bonds, and gold over the next decade, Microsoft and Alphabet push back against tokenized versions of their shares, and France moves closer to taxing crypto-to-stablecoin swaps.

@jennsanasie has what you need to know.

Thank you https://x.com/CoinDesk/status/2112609795673137522/video/1

NEW: French lawmakers narrowly approve a proposal to tax crypto-to-stablecoin swaps at 31.4% from January 2027, but the amendment still needs Senate approval and budget reconciliation before becoming law. https://x.com/CoinDesk/status/2112525559666221563/photo/1

NEW: @Meshpay partners with @Visa to let consumers spend crypto and stablecoin balances at 175M+ merchant locations worldwide. https://x.com/CoinDesk/status/2112466773769331189/photo/1

LATEST: Tether CEO Paulo Ardoino posted on X that his company is often way ahead of government sanctions when it freezes suspicious transactions — a point he contends a recent report from Senate Democrats ignored.

https://www.coindesk.com/policy/2026/10/19/tether-senator-s-investigation-misses-positive-work-that-s-led-to-lower-iran-volumes

JPMorgan brings JPM Coin to Ethereum, Strategy approaches a golden cross that could signal a shift in momentum, and White House crypto adviser Patrick Witt announces his departure for the private sector.

@uyendoe has what you need to know.

Thank you to @Grayscale 👋 for being a https://x.com/CoinDesk/status/2112241639410274492/video/1

NEW: Mastercard has launched Stablecoin Security, a new tool that helps banks detect fraud, scams and sanctions risks in stablecoin payments before funds move on-chain.

The service launches first in North America, with global availability expected in 2027. https://x.com/CoinDesk/status/2112217361185182100/photo/1

$USDT on TRON reached an all-time high of just over $92.7B in Q3, lifting TRON’s share of the total $USDT market past 50%.

Global $USDT supply was flat at roughly $184B, so the gain came from share, not market growth. https://x.com/CoinDesk/status/2112182177333162002/photo/1

RESEARCH: @trondao closed Q3 2026 as the primary rail for stablecoin settlement.

As of 30 September, approximately 73% of all stablecoin volume settled on TRON, the highest share of any chain, with Ethereum second at 15%. https://x.com/CoinDesk/status/2112182173117689968/photo/1

NEW: @JPMorgan is bringing its JPM Coin deposit token to Ethereum, targeting crypto firms and institutional clients that need a regulated digital token for blockchain payments and trade settlement. https://x.com/CoinDesk/status/2112137353338773880/photo/1

Could crypto exchanges soon operate under one national regulatory framework?

Senior Advisor to @ChairmanSelig @passalacqua_mj explains how the @CFTC's proposed Reg CM framework would let exchanges opt into federal oversight, though whether the industry embraces it remains an https://x.com/CoinDesk/status/2111906662156247082/video/1

The OCC reviewed 100,000 complaints and found America’s biggest banks systematically debanked lawful businesses from 2020 to 2025.

Digital assets made the top six most-affected industries. @RebeccaRettig1 breaks down the “bombshell” report. https://x.com/CoinDesk/status/2111604420630753771/video/1

What happens to crypto regulation without the CLARITY Act?

The CFTC had a Plan B.

Michael Passalacqua, head of the CFTC’s Innovation Task Force joins @RebeccaRettig1 and @renato_mariotti on The Policy Protocol to explain how the agency is moving forward with crypto regulation, https://x.com/CoinDesk/status/2111472311412965608/video/1